NIGERIAN CONSUMER CREDIT CORPORATION EXPRESSION OF INTEREST/REQUEST FOR PROPOSAL ENGAGEMENT OF CONSULTANT ON CULTURAL REORIENTATION PROJECT

PRO/OMD/GEN/2025/046

1. INTRODUCTION

The Nigerian Consumer Credit Corporation (CREDICORP) is a Development Finance

Institution established by the Federal Government of Nigeria to democratize access

to consumer credit for the nation's working population. It aims to accelerate

consumer credit access to 50% of economically active Nigerians by 2030 by removing

structural and market barriers and catalyzing the industry with capital, guarantees,

and policy.

CREDICORP intends to implement its strategic project that will transform the prevailing

perceptions, behaviors, and trust levels surrounding consumer credit in Nigeria. The

Corporation therefore invites applications along with fee quote from Subject Matter

Experts with current experience of handling similar services, preferably in a

Development financed-focused institution.

PROJECT DESCRIPTION

ENGAGEMENT OF CONSULTANT ON CREDICORP’S

CULTURAL REORIENTATION PROJECT

2. SCOPE OF SERVICE

The selected Vendor will provide the following services:

a. Curriculum Development

• Design a modular, standardized credit education curriculum adaptable for inperson, digital, and institutional use.
• Localize content by demographic (youth, artisans, civil servants, etc.) andtranslate into multiple local languages and formats.
• M&E- Carry out a systematic and objective design, assessments and reporting on the initiatives, including the conduct of baseline & endline measurements, focusing on results, effectiveness, efficiency, impact and / or sustainability
  

b. Field Agent Deployment

• Develop and implement a national strategy for recruiting and deploying fieldagents across all 774 LGAs.
• Coordinate training workshops, certify agents, and provide them with toolkits,performance trackers, and reporting structures.
  

c. Financial Literacy Programs & Hubs

• Establish physical financial literacy hubs as centres for communityengagement, onboarding, and ongoing education.
• Coordinate literacy activations in informal settings such as markets, campuses,NYSC camps, and rural areas.d. Deployment of the Cultural Credit Orientation Index (CCOI)
• Roll out tools to measure perception, trust, awareness, and adoption of creditbehavior across groups.
• Design, administer, and analyze pre/post surveys and provide regular insightsthrough dashboards and reports.
  

e. Stakeholder & Community Mobilization

• Identify and onboard key community influencers (religious leaders, youthleaders, traditional rulers) as credit ambassadors.
• Provide advocacy toolkits and organize stakeholder forums to align efforts andpromote trust in CREDICORP’s mission.
  

f. PFI and Donor Engagement

• Engage PFIs on inclusive credit practices and support integration of alternativelending models.
• Engage donors to secure funding support, co-sponsorships, and report impactusing standard frameworks.

3. AMENDMENT OF RFP DOCUMENT

CREDICORP reserves the sole right to include any addendum to this entire

selection process.

4. ELIGIBILITY CRITERIA

Interested firms shall submit the following minimum verifiable requirements to

be eligible for engagement consideration:

• Evidence of Certificate of Incorporation with the Corporate Affairs Commission(CAC) including Form CAC 2 and CAC 7.
• Evidence of Company Income Tax Clearance Certificate for the last three (3)years. (2022, 2023 & 2024) valid till 31st December, 2025.
• Evidence of Current Pension Compliance Certificate valid till 31st December,2025.
• Evidence of Current Industrial Training Fund (ITF) Compliance Certificate validtill 31st December, 2025.
• Evidence of Current Nigerian Social Insurance Trust Fund (NSITF) complianceCertificate valid till 31st December, 2025;
• Evidence of Registration with the National Database of Federal Contractors,Consultants and Service providers by submission of Interim Registration Report(IRR) or valid Certificate issued by Bureau of Public Procurement.
• Evidence of Professional Qualifications and License
• Affidavit disclosing that the Bidder is neither in receivership nor a subject ofinsolvency/bankruptcy/winding up proceedings.
• Company Audited Statement of Accounts for the last three (3) years (2022,2023 & 2024)
• Evidence of Financial Capability to execute the Audit by submission ofreference letter from a reputable Bank.
• Company’s Profile, including current evidence of registration of both thecompany and key personnel with relevant professional bodies.
• Verifiable documentary evidence of at last three (3) similar jobs executed inthe last five (5) years including engagement letters.m)Consent to allow for Verification of all the documents submitted includingCAC, Federal Inland Revenue, Pension & Industrial Training Fund andCompany’s financial standing with bankers.
• For Joint Venture/Partnership, Memorandum of Understanding (MoU) shouldbe provided (CAC, Tax Clearance Certificate, Pension ComplianceCertificate, ITF Compliance Certificate, NSITF Compliance Certificate, IRR &Sworn Affidavits are compulsory for each JV partner).
• All documents for submission must be transmitted with Covering/Forwardingletter under the Company/Firm’s Letter Head Paper bearing amongst others,the Registration Number (RC) as issued by the Corporate Affairs Commission(CAC), Contact Address, Telephone Number (preferably GSM No), and e-mailaddress. The Letterhead Paper must bear the Names and Nationalities of theDirectors of the Company at the bottom of the page duly signed by theauthorized officer of the firm.

5. SUBMISSION OF EOI DOCUMENTS /RFP

The Submission of EOI/Request for Proposal can be submitted via CREDICORP

e-mail in a PDF file format.

6. Fee Quote

Vendor shall also submit a composite fee quote for the assignments

mentioned.

7. OPENING OF EOI AND RFP

The EOI documents and RFQ shall be opened immediately after the deadlines

for submissions at 12:00 noon on 18th August, 2025. All vendors are invited to

witness the tender opening.

8. GENERAL INFORMATION

• Request for Proposals must be in English Language and signed by an officialauthorised by the bidder.
• Request for Proposals shall not be accepted after the deadline.
• The CREDICORP is neither committed nor obliged to shortlist any firm.
• The CREDICORP will only recognize and correspond with only authorisedofficers of the applicant’s companies and NOT through individuals or agentsacting on their behalf.
• This advertisement for invitation shall neither be construed as a commitment onthe part of the CREDICORP nor shall it entitle any contract to make any claimswhatsoever and /or seek any indemnity from the CREDICORP.
• Submission with false document is an offence, which will lead to disqualificationand prosecution.
• The applicants shall bear all costs associated with the preparation andsubmission
• The Applicant is expected to examine all instructions, forms, terms, andspecifications in this RFP. Application shall be deemed to have been done aftercareful study and examination of this RFP with full understanding of itsimplications.
• The information contained in this Request for Proposal (RFP) document orinformation provided subsequently to applicants, is provided to theapplicant(s) on the terms and conditions set out in this RFP document and allother terms and conditions subject to which such information is provided.x.CREDICORP is not bound to pre-qualify/shortlist any firm and reserves the rightto annul the Procurement Process at any time without incurring any liabilities inaccordance with Section 28 of the Public Procurement Act 2007.
  
  

For inquiries and submission, please contact:

Telephone - 09088758476

email - enquiries@credicorp.ng

Signed

Management CREDICORP